Android

Snowball Flow

A debt snowball planner and job income tracker. See the month you'll be debt-free, check off each payment, and keep track of the money coming in, all on your phone.

Watch the snowball roll

Add a monthly extra and aim it at one debt. When a debt is paid off, its payment rolls into the next, so you see your debt-free date and the interest you save.

A checklist every month

Every payment with its amount and due date. Check them off as you pay, get a reminder before one is due, and keep balances in step with your statements.

Track what you earn

A calendar of jobs and daily revenue, a weekly goal, and expenses, with a suggestion for how much can go to the snowball this month.

Bring your spreadsheet

Import from Excel, Google Sheets, Numbers or a bank download, or paste the cells. Month-by-month snowball sheets work too.

Private by design

No account, no ads and no servers. Your numbers stay on your phone, with backups to wherever you choose.

Built for real life

Extra payments, skipped months, mortgage escrow and statement updates are all handled, so the plan matches what you actually paid.

Coming soon to Google Play An iPhone version is on the way. No account needed, no ads.